Comparison between Banner (NASDAQ:BANR) and Ameris Bancorp (NASDAQ:ABCB)


Ameris Bancorp (NASDAQ:ABCB – Get Rating) and Banner (NASDAQ:BANR – Get Rating) are both finance companies, but which is the better stock? We will compare the two companies based on the strength of their analyst recommendations, earnings, profitability, valuation, risk, institutional ownership and dividends.

Volatility and risk

Ameris Bancorp has a beta of 1.19, meaning its stock price is 19% more volatile than the S&P 500. Comparatively, Banner has a beta of 1.05, meaning its stock price is 5% more volatile than the S&P 500.

Valuation and benefits

This chart compares revenue, earnings per share (EPS), and valuation of Ameris Bancorp and Banner.

Gross revenue Price/sales ratio Net revenue Earnings per share Price/earnings ratio
Ameris Bancorp $1.07 billion 2.65 $376.91 million $5.41 7.51
Banner $616.92 million 3.07 $201.05 million $5.77 9.58

Ameris Bancorp has higher revenue and profit than Banner. Ameris Bancorp trades at a lower price-to-earnings ratio than Banner, indicating that it is currently the more affordable of the two stocks.

Profitability

This table compares the net margins, return on equity and return on assets of Ameris Bancorp and Banner.

Net margins Return on equity return on assets
Ameris Bancorp 35.27% 12.87% 1.64%
Banner 32.62% 12.42% 1.26%

Insider and Institutional Ownership

88.5% of Ameris Bancorp shares are held by institutional investors. By comparison, 83.8% of Banner’s shares are held by institutional investors. 5.5% of Ameris Bancorp shares are held by insiders of the company. By comparison, 1.4% of Banner’s stock is held by company insiders. Strong institutional ownership indicates that endowments, hedge funds, and large fund managers believe a stock is poised for long-term growth.

Dividends

Ameris Bancorp pays an annual dividend of $0.60 per share and has a dividend yield of 1.5%. Banner pays an annual dividend of $1.76 per share and has a dividend yield of 3.2%. Ameris Bancorp pays 11.1% of its profits as a dividend. Banner pays 30.5% of its profits as a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings over the next few years. Banner has increased its dividend for 1 consecutive years. Banner is clearly the better dividend-paying stock, given its higher yield and longer track record of dividend growth.

Analyst Notes

This is a summary of current ratings and target prices for Ameris Bancorp and Banner, as reported by MarketBeat.

Sales Ratings Hold odds Buy reviews Strong buy odds Rating
Ameris Bancorp 0 1 1 0 2.50
Banner 0 1 0 1 3.00

Ameris Bancorp currently has a consensus price target of $57.00, indicating a potential upside of 40.36%. Banner has a consensus price target of $66.00, indicating a potential upside of 19.35%. Given Ameris Bancorp’s likely higher upside, stock analysts clearly believe Ameris Bancorp is more favorable than Banner.

Summary

Ameris Bancorp beats Banner on 11 of 18 factors compared between the two stocks.

Ameris Bancorp Company Profile (Get a rating)

Ameris Bancorp operates as a bank holding company for Ameris Bank which provides a range of banking services to retail and commercial customers primarily in Georgia, Alabama, Florida, North Carolina and South Carolina. The Company operates through five segments: Banking Division, Retail Mortgage Division, Warehouse Loan Division, SBA Division and Premium Finance Division. It offers commercial and retail checks, interest-bearing regular savings, money market, individual retirement, and certificates of deposit accounts. The company also offers commercial real estate, residential real estate, agricultural, commercial and industrial loans; consumer loans, including auto loans, home improvement loans, and home equity loans, as well as loans secured by savings accounts and small unsecured personal lines of credit. In addition, it originates, administers and services commercial insurance premium loans and small business administration loans. The company operates 165 full-service national banking offices and 35 mortgage and loan origination offices. Ameris Bancorp was founded in 1971 and is based in Atlanta, Georgia.

Company profile banner (Get a rating)

Banner Corporation operates as a bank holding company for Banner Bank which provides commercial banking and financial products and services to individuals, businesses and public sector entities in the United States. It accepts various deposit instruments, including interest-bearing and non-interest-bearing checking accounts, money market deposit accounts, regular savings accounts and certificates of deposit, as well as cash management services and savings plans. pension saving. The Company also offers commercial real estate loans, including real estate loans for homeowners, investment properties and multi-family residential properties; loans for construction, land and land development; residential mortgages; commercial business loans; agricultural loans; and consumer and other loans, such as home equity lines of credit, car, boat and recreational vehicle loans, and loans secured by deposit accounts. In addition, it is engaged in mortgage banking business through the origination and sale of one to four family and multi-family residential loans, as well as small business administration loans. Additionally, the company provides electronic and digital banking services. As of December 31, 2021, it operated 150 branches and 18 loan origination offices located in Washington, Oregon, California, Idaho and Utah. Banner Corporation was founded in 1890 and is headquartered in Walla Walla, Washington.



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